New Program
2-bed in Saint-Julien — 336,000 EUR incl. parking
New property in France for professionals in French-speaking Switzerland
Become a property owner with just CHF 25,000 down
Invest in new French real estate, optimise your taxes and build your wealth with Non-Professional Furnished Landlord (LMNP) status.
CHF 25,000 to CHF 30,000
Target down payment to buy
New apartment near the Swiss border
High yield and quality tenants
France / Switzerland approach
Simple and clear wealth management view
Available example
2-bed in Ferney 311,500 EUR
Available example
2-bed in Thoiry 298,800 EUR
Available example
3-bed in Annemasse 340,900 EUR
Available example
2-bed in Annecy 341,000 EUR
Still available
2-bed with garden in Ferney 360,000 EUR
The solution
A simple 3-pillar method to invest without spreading yourself thin
Financing
Become a property owner from CHF 25,000 thanks to our banking partners. In France today, we know how to finance a property with a low equity contribution.
LMNP Tax
Optimise your income through accounting depreciation in France. Sell tax-free after 30 years.
New Property
Buy new to benefit from reduced notary fees, with no renovations or hassle.
Non-Professional Furnished Landlord (LMNP) Taxation
LMNP status makes this project far more powerful than a standard rental purchase
A simulation showing why LMNP status attracts so many investors
Interest rate
3.5%
Financing
90%
Estimated down payment
29,890 €
Financed capital
269,010 €
Target rent
1,300 € / month
Monthly savings effort
≈ 250 € / month
Using a 25-year term as a readable benchmark, the monthly repayment comes to around 1,347 € / month, excluding insurance and ancillary costs.
With a target rent of around 1,300 € / month, the monthly savings effort remains relatively low. A sale after 30 years (tax-neutral) can build up a deposit for a property in Switzerland.
LMNP becomes very attractive under the actual-expense regime as costs and the accounting depreciation of the property significantly reduce the taxable income in France.
Simple wealth management
On a project of this type, the goal is to get as close as possible to near-zero tax on rental income throughout the loan period
An attractive structure in France and Switzerland
- In France, the goal is to neutralise the tax burden on rental income as much as possible through the LMNP actual-expense regime.
- On this type of project, we therefore aim to minimise French tax as much as possible over several years if the structure is well calibrated.
- In Switzerland, the property and rental income must still be declared, but mortgage interest, property costs and the tax deduction (20% in VD, 25% in GE) reduce the impact on your Swiss tax rate.
- The aim is therefore not just to "pay less in France", but also to limit as far as possible the impact on your Swiss tax rate.
- The right structure is one where financing and French and Swiss taxation work together in your favour.
The simulation we offer below provides a first look at your wealth project. The final tax calibration will need to take into account your income, your canton of residence, your mortgage interest and the actual financial data of the property being rented out.
Concrete example
2-bedroom apartment in Thoiry
New apartment with balcony, ideal for rental investment.
Price
298,900 €
Parking
2 x 6,000 €
Area
42.29 m²
Balcony
6.53 m²
- Attractive town on the doorstep of Geneva
- New property with low maintenance
- Relevant 2-bed format matching rental demand
Why this type of property works
A credible entry point for a first investment
The goal isn't to buy bigger. The goal is to buy smartly, with a financeable property suited to your wealth strategy.
Receive my personalised studyThe benefits
Why this project can accelerate your wealth trajectory
Rental income
A property asset whose financing is largely covered by the rental income received.
Optimised taxation
LMNP enables more efficient management of taxes on rental income.
Building your wealth
You start building a lasting asset funded by your tenant.
New-build security
Fewer surprises, no immediate major works and particularly advantageous tax treatment.
Reassurance
Clear guidance to help you take action with confidence
We guide you from A to Z
Free simulation
Access to our Switzerland / France specialist banking partners
France / Switzerland tax expertise
About us
Moulinier Conseils, real estate expertise between France and Switzerland
A real estate specialist for 40 years and partner to France's leading property groups, Moulinier Conseils guides its clients to invest in quality properties, secure their financing and optimise their tax position.
Built on the long-standing work of Jean-Jacques Moulinier, the company's track record spans over €50M in sales and a specialisation across wealth management, sales and property development.
Moulinier Conseils is established in Lyon, Paris, the Pays de Gex, Haute-Savoie and Switzerland. Nicolas Moulinier, shareholder and president of NMInvest, brings his expertise for Swiss clients who wish to invest in France with a clear strategy and an efficient tax structure.
Free study
Receive a personalised study tailored to your budget
In just a few details, get a first feasibility assessment of your French property investment project.
No commitment
Quick response
Wealth conversion-oriented approach
Final step
Start investing today
If you have a good income in French-speaking Switzerland but haven't yet taken the plunge, this strategy can be your starting point.
Receive a free simulation